Many popular retailers offer their customers a closed-loop credit card if they’re looking to save on branded purchases. However, unlike most other store credit cards, the Torrid Insider credit card is cheap and is only suitable for an occasional coupon or special offer. And while the card has no annual fee, the high APR makes it a questionable addition to your wallet.
A few years ago, the industry was booming, and many women found their style in the business. You should have a Torrid credit card if you are an avid Torrid buyer. Otherwise, there are plenty of perks to convince you to apply for a Torrid credit card before you go shopping. The benefits of using Torrid’s credit card login services are as follows. Let’s talk about that for a moment.
Benefits Of Having A Torrid Credit Card
Welcome Bonus: Torrid offers his customers a $20 bonus only when they sign up for a Torrid Credit Card.
Fair Credit: Comenity Bank offers a credit card that only requires Fair Credit for approval. A credit card like this can be helpful if you don’t have enough credit history or are rebuilding your credit history.
First Purchase Discount: You will also get a 25% discount on your first purchase and a welcome bonus. If you buy $100 worth of merchandise, you will only have to pay $75. Consider combining these savings with your $20 welcome bonus. You would only have to spend $55 instead of $100.
Rewards: Earning 200 points entitles you to earn $10 once you reach 200 points.
Inactivity Fee: There is no inactivity fee with the Torrid Credit Card. After all, not everyone goes shopping regularly. If you don’t use the card, you won’t have to pay, but the company may close your account for two years if you haven’t used it.